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Get Your Custom Pricing Quote for self-employed home financing
24/7 Loan Guidance
Expert support around the clock—get help any time with your self-employed mortgage needs.
Competitive Flexible Options
We work hard to find the most competitive, flexible loan options tailored to your unique income.
Fast, Flexible Approvals
Self-employed? No problem. Enjoy quick, reliable mortgage approvals you can count on.
About
Welcome
About Us
At SE Home Mortgages, we understand that being self-employed shouldn’t make buying a home harder. That’s why we offer flexible mortgage solutions tailored to independent professionals, freelancers, and business owners. Backed by West Capital Lending, we provide competitive rates, personalized guidance, and simplified documentation—no traditional income proof required. Our goal is to make homeownership accessible, stress-free, and achievable for self-employed individuals across all walks of life.
Services
Best Services
What Can We Do?
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Why Choose Self Employed Mortgages
- Designed for Self-Employed Borrowers
- No Tax Returns? No Problem
- Fast Pre-Approvals
- Flexible Terms That Fit You
- Strict W-2 Income Verification
- Long Approval Delays
- Tax Returns with High Net Income
- Rigid Loan Structures
Learn How To Access Your Equity In 3 Simple Steps
Contact Us
Fill out our quick online form or give us a call. We’ll guide you through your options and answer any questions—no pressure, no hassle.
Share Your Info
Tell us about your income—bank statements, business earnings, or other documentation. We’ll review and match you with loan options that fit your profile.
Get Pre-Approved & Move Forward
Once approved, we’ll walk you through the process to secure your home loan—on your schedule, with full support every step of the way.
We’re Here to Help Self-Employed Borrowers Like You
Getting a mortgage when you’re self-employed can feel overwhelming—but it doesn’t have to be. At SE Home Mortgages, we specialize in helping business owners, freelancers, and independent professionals navigate home financing with clarity and confidence.
Whether you’re dealing with unique income sources or facing financial roadblocks, we’re here to offer flexible, personalized solutions that fit your life.
INCONSISTENT INCOME
We work with fluctuating earnings, seasonal income, and non-traditional pay structures.
LIMITED TAX RETURNS
Don't have recent returns or show low taxable income? We offer bank statement loan options.
NEW BUSINESS OWNERS
Just started your venture? We have custom solutions for newer self-employed applicants.
CREDIT CHALLENGES
We help borrowers with fair or recovering credit find loan paths that still get approved.
MULTIPLE INCOME SOURCES
We make it easy to document combined income from various businesses, gigs, or side work.
PAST DENIALS
Been denied before by a traditional lender? We offer second-look programs that may work for you.
BANKRUPTCY
We help homeowners in bankruptcy liquidate their house for the highest amount of cash possible, fast
NEEDS REPAIRS
We buy houses that have been damaged and the owner cannot afford to repair the home to its pre-loss condition
FORECLOSURE
We help homeowners facing foreclosure. We’re able to secure the home & avoid a foreclosure on your record
Ready to Get Pre-Approved? Call Us Today
Whether you’re self-employed or just exploring your mortgage options, we’re here to help.Or Just Curious To Know What Your Property’s Cash Value Is?
This Is Why Our Clients Love Working With Us
We Understand Self-Employed Borrowers
We specialize in loans for business owners, freelancers, and 1099 earners—no traditional income proof required.
Fast, Flexible Approvals
We work fast. Get pre-approved in as little as 24–48 hours with minimal paperwork.
No Hidden Fees or Surprises
We’re transparent from day one—no surprise costs, no hidden charges, just straightforward guidance.
Consumers wishing to file a complaint against a company or a residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550.
The department maintains a recovery fund to make payments of certain actual out-of-pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov.
Services
Best Services
What Can We Do?
Property Management
End-to-end management services, including maintenance, tenant handling, and rent collection.
Home Valuation & Market Analysis
Accurate property pricing and market insights to make informed decisions.
Legal & Documentation Assistance
Helping with property agreements, contracts, and legal compliance.
Benefits
Choose Us
Why Choose Us?
We offer expert real estate solutions with trust, transparency, and dedication. Find your dream property with our professional guidance!
Flexible
Flexible – Real estate solutions tailored to you
Quality
Quality – Exceptional real estate services you trust
Flexible
Flexible – Adapting to your real estate needs effortlessly.
Quality
Quality – Delivering top-notch real estate services.
